Your Personal Tax Advisor for Smarter Tax Planning
When tax season rolls around, most people feel the same thing: stress. Numbers everywhere, forms that don’t make sense, and rules that seem to change every year. At Pearl Lemon Tax, we make sure you never face it alone.
As your personal tax advisor, we focus on helping you stay compliant, save money, and keep more of what you earn. Our job is to simplify the complicated. We’ll handle your self-assessment, identify every deduction that applies, and ensure nothing is left behind.
Whether you’re a freelancer in the UK, salaried employee, company director, landlord, or high-net-worth individual with multiple income streams, our approach is built around precision and peace of mind.
Schedule a consultation today and let’s start making your taxes easier.
Our Services
At Pearl Lemon Tax, we deliver personal tax advisory services that take the pressure off you while ensuring everything is done accurately and on time. Here’s how we can support your financial life year after year.
Self-Assessment Tax Returns
Filing your UK tax return can be a minefield. Missed deadlines, misreported figures, or unclaimed allowances can all lead to unwanted penalties. Our personal tax advisors take care of calculating your liability, completing your self-assessment, and filing directly with HMRC among others.
We:
- Identify eligible expenses and reliefs that reduce your taxable income
- Ensure every form and declaration meets current HMRC requirements
With our tax filing services, you stay compliant while avoiding unnecessary payments. We’ll even remind you of upcoming deadlines so you never get caught out again.
Tax Planning for Individuals
A smart plan today means fewer surprises tomorrow. Our team builds individual tax planning strategies designed to legally reduce your annual liability and future-proof your finances.
- Assess your current income structure and identify tax-saving opportunities
- Create a yearly plan that aligns with your long-term goals
Whether you’re managing employment income, rental earnings, or investment portfolios, our approach keeps your tax exposure as low as possible while meeting every legal standard.
Capital Gains Tax Support
Selling property, shares, or business assets can lead to significant capital gains tax bills. The key is knowing which reliefs and exemptions apply before you make a move. As your personal tax advisor, we will:
- Review asset histories to determine accurate gain or loss calculations
- Apply legitimate reliefs such as Private Residence Relief or Business Asset Disposal Relief
We’ll handle all reporting, ensuring your gains are declared correctly while minimising what you owe.
HMRC Investigation and Compliance Support
If you’ve received an HMRC inquiry or letter, don’t panic. These reviews can happen to anyone, and professional support makes all the difference.
- Review the reason behind the inquiry and prepare necessary documentation
- Communicate directly with HMRC on your behalf to resolve matters quickly
With our compliance specialists, you’ll have an advocate managing every correspondence and ensuring your rights are protected.
Tax for Landlords and Property Owners
If you rent out property, your tax obligations are more complex than ever. With new legislation around mortgage interest and rental income, accurate reporting is critical. We help you:
- Calculate allowable expenses, mortgage interest restrictions, and repair deductions
- Prepare your property income statements and HMRC submissions
Our personal tax advisors help landlords stay compliant while retaining maximum income from every property they own.
Inheritance Tax Planning
Without preparation, inheritance tax can take a large portion of what you leave behind. Proper planning protects your family’s future and ensures your assets are transferred efficiently. At Pearl Lemon Tax, you get seasoned personal tax advisors who can:
- Evaluate your estate value, thresholds, and potential liabilities
- Structure gifts and trusts to minimise inheritance tax exposure
We’ll help you create a clear, legally sound plan that ensures your loved ones receive the value you intend.
Tax Advice for Freelancers and Contractors
If you work for yourself, tax can be confusing. You handle invoices, expenses, and irregular income all while trying to stay compliant. We manage your self-employed tax responsibilities so you can focus on your work:
- Maintain expense records and claim eligible deductions
- Prepare and file your returns accurately to avoid HMRC scrutiny
Our self-assessment help ensures freelancers and contractors never miss a deadline or overpay.
Non-Domiciled and Expatriate Tax Services
Living abroad or earning income from multiple countries adds layers of complexity to your tax situation. Our advisors specialise in tax planning for non-domiciled individuals and expatriates.
- Determine your UK tax residency status and overseas income obligations
- Ensure correct use of remittance basis and double-taxation relief
We’ll help you stay compliant while making sure you never pay tax twice on the same income.
Book a call today and take control of your tax position with expert guidance that’s built for clarity and results.
Why Choose Us
At Pearl Lemon Tax, we believe personal tax advice should be straightforward, transparent, and practical. You deserve to understand where your money goes and how to keep more of it without endless jargon or hidden fees. Our clients trust us because we treat every tax return as if it were our own.
We bring years of technical experience working with HMRC systems, self-assessment processes, and compliance regulations. From PAYE reconciliations to capital gains, we use tested methods that consistently reduce liabilities for clients across income brackets. When you work with us, you gain an advisor who takes ownership of every number, form, and deadline.
Industry Insights That Matter
- HMRC collected over £850 billion in taxes last year, with individual taxpayers contributing the majority.
- Nearly one-third of UK self-assessments are filed incorrectly or late, leading to penalties.
- On average, individuals who use professional tax advisors save £700–£1,200 per year through accurate filings and relief claims.
- HMRC issued over 900,000 late filing penalties last tax year alone.
If you’d like to ensure your name isn’t on that list, schedule a consultation and let us manage your next tax year correctly.
Frequently Asked Questions
We start by reviewing your income sources, allowances, and previous tax returns. Then we prepare and file your return while advising you on tax-saving opportunities that apply to your situation.
Yes. We specialise in complex cases involving multiple income types. Our advisors ensure every source of income is correctly reported to HMRC.
We prepare, calculate, and file your return. This includes reviewing deductions, verifying forms, and ensuring your submission meets all HMRC requirements.
We do both. Many clients start with annual filing and continue with year-round tax planning to prepare for upcoming changes in income or regulation.
We can still assist. Our team will assess any penalties and work with HMRC to arrange payment plans or corrections as needed.
Let’s Simplify Your Taxes
You’ve worked hard for your income. The last thing you need is to lose sleep over forms and deadlines. Our personal tax advisors make your financial life easier by taking charge of every detail, from calculations to submissions.
Book a consultation today and see how straightforward tax management can be when handled by the right team.
