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Crypto Tax Filing Services
HMRC Doesn’t Care If It Was “Just a Few Coins.” They Want Their Share. We Make Sure They Get Exactly What They’re Owed—Not a Penny More. If you’re reading this, you already know crypto tax isn’t a hobby anymore. It’s a liability. And a damn complicated one.
Whether you’ve been flipping altcoins on Binance, staking ETH in your MetaMask, earning rewards through yield farming, or simply holding onto Bitcoin since 2015, those transactions need to be reported. Accurately. In line with UK tax rules. And with the paperwork to back it all up.
Pearl Lemon Tax specialises in managing complex crypto tax filing for UK individuals and businesses. We work with high-frequency traders, DeFi participants, NFT investors, and crypto-backed businesses who need reliable numbers, accurate reporting, and no surprises from HMRC.
Schedule a consultation now – 15 minutes is all we need to tell you exactly what you’ve been missing.
Our Services – Built to Handle What Off-the-Shelf Tax Software Can’t
No basic software. No generic solutions. We pull apart every wallet, every chain, every taxable event — and we piece it all back together into a full report HMRC won’t argue with.
Here’s what we do:
Full Crypto Transaction Reconciliation
Most accountants panic at the mention of wallets and hashes. We don’t.
We collect your full transaction history across all wallets, exchanges (centralised and decentralised), and smart contracts. That includes CSV imports, API connections, and direct blockchain scans when needed.
We break transactions down into:
- Capital disposals (buy/sell/swaps)
- Income (airdrops, staking, mining)
- Gift and loss event
- Gas fees and protocol charges
Problem solved: You avoid missing taxable events or overpaying due to incorrect data classification.
Capital Gains Calculations Using HMRC’s Share Pooling Rules
Crypto isn’t subject to FIFO or LIFO in the UK. HMRC applies Share Pooling and Same-Day/30-Day Matching rules.
We manage:
- Short-term vs long-term gain classification
- Allowable costs and transaction fees
- Adjustments for hard forks and token split
You get: Exact CGT calculations aligned with HMRC’s rules.
Income Assessment from Staking, Mining, Airdrops & More
If you’re staking with Lido, earning validator rewards, or receiving governance tokens, that’s taxable income at market value on the date received.
We manage the valuation, timestamp the receipts using historical price APIs, and classify them accordingly for SA100 or business income inclusion.
Problem solved: No misreporting. No double taxation. No margin for error.
NFT Income and Disposal Tracking
Buying and selling NFTs? Getting paid in them? They count — but most tax professionals still don’t know how to file them.
We assess:
- Cost basis for acquired NFTs (in ETH, SOL, etc.)
- Market value at sale/disposal
- Transfer gas fees and listing costs.
- Royalties and creator income
Problem solved: NFTs aren’t incorrectly marked as ‘digital collectibles’ or overlooked entire
Wallet-to-Wallet Transfer Identification (Non-Taxable Events)
One of the most common client errors we fix: Paying CGT on wallet-to-wallet transfers.
We link your MetaMask, Ledger, and exchange addresses to identify self-custody movements. No gains, no taxes, no confusion.
You avoid: Paying thousands in phantom tax on non-events.
DeFi Protocol and Smart Contract Activity Tracking
Liquidity provision, borrowing, farming, rebasing — these aren’t buzzwords. They’re reportable events.
We decode smart contract interactions and categorise them as:
- Income (if interest or token rewards are received)
- Capital disposals (if positions are exited with gain/loss)
- Business income (if run through an Ltd or LLP)
Problem solved: You won’t face inquiries because you assumed something was tax-free.
Business Crypto Tax Filing
If your company holds or transacts in crypto, you need to account for:
- Crypto received as payment (income)
- Holdings (as intangible assets)
- Capital disposals
- Corporation Tax impacts
We incorporate crypto bookkeeping into your general accounts using Xero, QuickBooks, or custom Excel models.
Your business stays compliant without complicating your balance sheet.
Voluntary Disclosure and Late Filing Support
Missed previous years? Received a letter from HMRC? We handle backfilling with voluntary disclosure, help and correction strategies.
We’ve helped clients reduce penalties by over 65% through timely, accurate amendments.
Book a call now — before another year goes undocumented.
Why Choose Us
Because we don’t guess. Because we don’t tell you to “just use CoinTracker.”
And because we’ve worked with portfolios involving over 1 million transactions, DeFi farming histories so complex they challenged Ethereum developers, and crypto businesses moving seven figures across stablecoins — all without a single penalty or fine from HMRC.
We’re not intimidated by the tech details, the complexity, or the mess. We work best in it.
You’ve already made money with crypto. We make sure you retain more of it.
Frequently Asked Questions
Yes. Even if they’re not sold, you need to report if you’ve received staking rewards, airdrops, or moved coins across wallets. Also, CGT applies upon disposal, not just withdrawal.
Staking rewards are classed as miscellaneous income and subject to Income Tax based on market value at receipt. If treated as a trading activity, it may require SA103 filing.
We can still assist, but you must provide origin history. HMRC demands clarity. Obfuscation could trigger anti-money laundering scrutiny.
Borrowing crypto isn’t taxable. However, interest payments and liquidation events may trigger capital losses or income depending on how the protocol work
No CGT is due until disposal. However, you may still need to report crypto received through mining, staking, or airdrops, even if unsold.
Possibly. HMRC may allow a negligible value claim if the asset is permanently inaccessible. We can help prepare the necessary evidence.
We use custom-built scripts and recognised accounting tools to automatically apply HMRC’s share pooling and matching rules on wallet and exchange transactions.
You Have a Portfolio. We Have the Filing Process to Match It.
Your situation isn’t standardised. Your filing shouldn’t be either.
Whether you’re self-employed, running a limited company, or trading crypto part-time, one incorrect submission can cost thousands.
We help you get it right. Every token. Every chain. Every rule.
Book your consultation today. Let us do what your accountant can’t.
