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Tax Advisor For Large Gains
Let’s be blunt—if you’ve just sold shares, offloaded property, cashed out on crypto, exited a business, or closed a lucrative deal, then you’re already on HMRC’s radar.
At Pearl Lemon Tax, we work with clients facing capital gains tax liabilities of £50,000 to over £2 million, and in many cases, that number can be legally reduced by 30% or more. But you can’t do that by “filing early” or having a friendly accountant scribble notes on a legal pad. You need structured action before those gains are locked into your self-assessment.
Schedule a consultation. There’s no cost to talk, but every day you delay, options disappear.
Our Services: Tax Advice for Large Gains
If you’re dealing with large capital gains, you’re likely facing issues your local accountant isn’t prepared to handle. We specialise in reorganising, reclassifying, offsetting, and postponing gains using legislation and exemptions that already exist—you just need someone who knows how to apply them effectively.
Capital Gains Tax Reorganisation
We determine whether gains qualify as chargeable disposals, identify allowable deductions, and calculate net gains using advanced relief methods.
Why this matters: Minimises exposure to 20% or 28% CGT rates. In property sales, for example, reclassifying or gifting assets can mean up to £140,000 saved on a £1 million gain.
Entrepreneurs’ Relief (Business Asset Disposal Relief)
For qualifying business disposals, we check eligibility to lower tax from 20% to 10% on up to £1 million of lifetime gains.
Technical note: Subject to HMRC’s 2-year conditions—being an employee/officer and owning 5%+ shares with voting rights.
Share and Securities Disposal Planning
Clients often overlook share matching rules or the Section 104 pool. We review acquisition/disposal dates to correctly apply rules and avoid overstating gains.
Crypto and Digital Asset Capital Gains Reporting
HMRC now expects crypto disclosures—even for wallets based abroad. We calculate profits/losses using FIFO and incorporate airdrops, staking, and decentralised finance activity.
Why this matters: Mistakes in crypto reporting have resulted in retrospective penalties and over 20% interest on underpaid tax.
Property Disposal and 60-Day Reporting
You’ve got 60 days to report and pay CGT on UK residential property sales. We manage:
- PRR (Private Residence Relief) checks
- Lettings Relief
- SDLT clawbacks
- Interaction with overseas ownership
Gifting, Spousal Transfers, and Holdover Relief
We offer advice on using the spousal exemption and Section 165 holdover relief to delay CGT on business assets.
Technical tip: Many overlook that spousal transfers can be tactical, especially when one spouse has a lower income.
Trust and Offshore Asset Tax Strategy
Managing or disposing of assets via trusts or overseas entities? We advise on ATED charges, rebasing (April 2015), and s.87 gain rules to avoid duplicate taxation.
How this helps: Errors involving offshore assets can result in an effective 45% tax rate under Transfer of Assets Abroad rules.
Loss Management and Gain Offset Review
We examine your current-year sales and historic losses (under s.16 TCGA 1992) to reduce total gains.
Result: Less taxable income. One client decreased their bill by £88,000 using declared share losses from 2017.
Book a call today—before the 60-day window closes or the next tax year finalises your position.
Why Choose Us?
We regularly assist clients who’ve already “gotten advice” and still ended up with six-figure tax bills. That’s because most advisors don’t specialise in capital gains or go beyond standard deductions.
We aren’t general accountants. We’ve supported:
- Tech entrepreneurs post-sale
- Crypto traders dealing with complex DeFi positions
- High-net-worth property owners
- International families with offshore trusts
- Private equity professionals with varied asset portfolios
- Individuals handling structured settlements
We know how to apply Section 162 incorporation relief, rollover relief, and gift holdover relief to your benefit, not just talk about them.
Our London-based team serves clients across the UK and abroad. It includes tax investigators, former HMRC staff, and accredited accountants with both corporate and private client backgrounds.
We don’t make assumptions. We calculate. We take action.
Frequently Asked Questions
In some cases, yes—especially where contracts allow for delayed completion. We compare contract vs. completion dates using s.28 TCGA 1992.
Yes. All sales of UK residential properties must be declared and tax paid within 60 days, no matter your residency. Late reporting leads to penalties and interest.
Yes, if those losses were declared. We also examine “negligible value claims” under s.24(2) TCGA to possibly backdate the losses.
Spouses can pass assets to each other tax-free. This helps spread gains across two sets of exemptions and different tax bands.
Yes, but limited to a £1 million lifetime cap with stricter rules. We fully review eligibility before any deal is closed.
Trusts have distinct CGT rates and allowances (28% for property). We help with structuring, holdover relief, and anti-avoidance rules for both UK and offshore trusts.
Yes, even years later. We perform FIFO reconciliations and audit blockchain data to accurately track and declare your historical gains.
Still Thinking About It? Think About This:
HMRC enforces the law strictly, but the rulebook is 17,000 pages long. They win when people don’t understand the rules.
We do. And we use that knowledge to legally keep more of your money where it belongs.
This isn’t guesswork. It’s strategy, timing, and correct use of tax law. But it only works if you take action in time.
Book your capital gains review today. It’s not a sales call—it’s the first step to keeping more of what’s yours.
