- home
- Private Wealth Tax Planning
Private Wealth Tax Planning
If you’ve accumulated serious capital, you’re likely under the watchful eye of HMRC. Not because you’ve done anything wrong, but because they assume you might. And if your affairs aren’t structured with accuracy, that assumption becomes your liability.
We don’t do generic things. This isn’t a one-size-fits-all solution. What we provide is detailed, hands-on support, focused on fixing what’s leaking value from your balance sheet before you even know it’s happening.
Schedule a Consultation — It’s Not About Paying Less Tax. It’s About Paying Exactly What You Legally Should.
Our Services
Private Wealth Tax Planning Built for High-Income Earners, Business Owners, and Cross-Border Investors
Most high-net-worth individuals don’t have a tax problem — they have a planning issue. A timing issue. A recordkeeping issue. And in many cases, an adviser mismatch
Our work addresses the cause, not just the symptoms. Here’s how we do that:
UK & International Tax Structuring
If you hold assets across jurisdictions — property in the UK, a business in Dubai, a second residence in the US — your tax exposure isn’t just local, it’s multi-layered. We build a plan that includes double taxation agreements, transfer pricing rules, Controlled Foreign Company regulations, and OECD BEPS requirements.
Issue Solved: Avoid dual taxation, reduce surprise withholding taxes, and correct classification of income across borders.
Inheritance Tax (IHT) Planning
40%. That’s HMRC’s charge on estates above £325,000. Even modest portfolios hit that with property alone. By using exemptions, PETs (Potentially Exempt Transfers), discounted gift trusts, and Business Property Relief, we reduce what’s lost to tax when the estate passes on.
Issue Solved: Keeps family assets intact across generations, lowers IHT legally, and ensures planning is completed before law chan
High-Value Trust and Estate Planning
Discretionary trusts, lifetime interest trusts, and bare trusts all have unique tax and reporting requirements. We identify the most suitable structure, arrange it with the correct legal framework, and manage reporting with the Trust Registration Service — helping shield value from delays, debt claims, and tax errors.
Issue Solved: Protects asset integrity, makes inheritance smoother, and avoids costly compliance mistakes.
Capital Gains Tax Structuring
Selling shares, property, or a company can result in large CGT charges. We manage timing, taper relief (where allowed), s.165 holdover relief, and sale structures to reduce exposure before it happens.
Issue Solved: Lowers both immediate and deferred CGT burdens using valid reliefs and timing techniques.
Non-Domicile and Remittance Basis Planning
Non-doms deal with complex rules where offshore income is taxed only when brought into the UK, but the boundaries get messy. We guide clients in handling clean capital, mixed funds, and transfers without breaching HMRC rules.
Issue Solved: Prevents accidental charges, preserves the separation of income and capital, and avoids remittance-based taxation traps.
Family Investment Companies (FICs)
FICs offer a tax-conscious way to grow profits and pass wealth. We structure ownership, voting powers, and dividends to keep control within the family while lowering IHT exposure.
Issue Solved: Shifts personal holdings into company assets, taxed at 25%, and avoids gradual estate erosion.
Residency and Domicile Reassessment
The UK’s residency rules are strict. Getting it wrong can lead to large backdated tax bills. We assess ties, travel days, and long-term plans to verify or update your residency and domicile properly.
Issue Solved: Stops unplanned worldwide tax liabilities, supports moving plans, and enables the use of treaty protections.
HMRC Audit Defence & Disclosure Management
When HMRC investigates, you’re already in a vulnerable position. We prepare with proactive risk checks, voluntary disclosures through the Contractual Disclosure Facility, and records that stand up to inspection.
Issue Solved: Limits penalties (especially offshore ones), protects reputation, and brings swift, cooperative resolution.
Book a Call Now — Because Assumptions, Even Honest Ones, Can Cost You Millions.
WHY WORK WITH US?
We speak HMRC’s language — legal, technical, and defensible.
Most firms push spreadsheets and process forms. We design solutions that hold up through inspections, legal challenges, and changes in government policy. If rules shift tomorrow, our clients are already protected.
We don’t outsource. We don’t delegate to inexperienced staff. And we don’t close up shop at 5 p.m.
You receive outcomes that withstand real-world pressure.
Frequently Asked Questions
Yes, as long as the shares meet HMRC’s standard for trading businesses and have been held for two years. Not all AIM shares do — we check holdings thoroughly.
We assess ties and travel days over tax years using both “sufficient ties” and “automatic overseas” conditions. Overseas employment doesn’t always negate UK residency.
Yes — if set up properly and registered via the Trust Registration Service. Payouts and capital transfers are closely examined, so timing and documentation are essential.
FICs pay Corporation Tax (25%) on profits they keep. Dividends to family members are taxed based on their allowances. We plan ownership to reduce taxes.
We use salary/dividend combinations, pension inputs, and charitable giving. Income between £100k and £125,140 loses personal allowance, triggering the 60% effect.
Yes, especially if funded under the nil-rate band or paired with exemptions. The 10-year charge is a planning factor, not a dealbreaker.
Yes, under s.165 TCGA 1992 if the asset qualifies. The recipient takes on your base cost, meaning CGT could apply later. Correct documentation is key.
LET’S MAKE IT PLAIN
You can fix this proactively now. Or you’ll deal with the consequences later — through HMRC bills, estate legal fees, or lost wealth you never enjoy.
It’s your decision.
Schedule a Private Consultation — No Guesswork. No Unnecessary Details. Just Clear Advice That Saves You Money.
